You can pay some very hefty prices for a cell phone - it certainly pays to shop around. It should always be on a web shopper's list to check ebay - not only will you save money on used cell phones, but the selection and availability is monstrous. Used cell phones are cheap and plentiful on ebay, and you can safely purchase and save an incredible amount of money.

Who wants to mess with a lesser model, or fewer features, when you can buy a used cell phone that's often in basically brand-new condition for way less that a new phone? And you won't have to sign up for another one or two year contract just to get a better price on the phone. Buying through ebay is quite safe these days - check the seller's feedback ratings, experience, etc. before you buy, and you'll have virtually no risk.

Thanks to ebay, there's really no need to buy insurance for many cell phones these days. Cell phone salespeople encourage insurance, but what many people don't realize is that most cell phone insurance policies have a large deductible (mine was $50.00, which I didn't know until I tried to use it). Why pay that if you can go to ebay and buy a really nice replacement cell phone, often for less than the deductible on your insurance policy!

(courtesy of FoxNews.com)

• 1-888-FRUCALL: If you're in a store and you want to know if you're getting a good deal, call this number and enter the product bar code. For free, it'll tell you what you're looking at and what online merchants are selling it for.

• 112: Emergency dialing, even if your phone is out of service range or the keypad is locked.

• 1-866-411-SONG: If you're listening to the radio and a song comes on that you can't ID, call this number and hold your cell phone up to the radio. The company will send you a text message with the band and song name. It's free at first, but then you get charged.

• GOOGL: Send a text message to GOOGL (46645) with a search query, like "Chinese restaurants, Times Square" or "Weather 11215" or "Define existential" and you'll get a free text message right back from the search company.

• 1-800-555-TELL: Much like the Google service, except it's with voice not text. Call the number and you'll be walked through menus from which you can access sports scores, business listings, stock quotes and more.

• Popularity Dialer: popularitydialer.com. This is more for kicks. Let's say you've got a meeting coming up that you know you'll want to be distracted from or a date you know you'll want to break off early. You can schedule this service to call you at a pre-planned time. A male or female voice (your choice) will come on the time and start talking, like it's a real friend or a real interruption.

• 1-800-FREE-411: Free directory assistance. You have to listen to an advertisement, but at least you don't have to pay $1 or $1.50 for every call.